When Dave Ramsey advises people to do “rice and beans,” it’s
a metaphor for financial discipline and delayed gratification: making
short-term sacrifices to achieve long-term success. The concept works both
figuratively and literally. If you can turn a handful of dry beans into a delicious,
nutritious meal, you can feed yourself well for a fraction of the cost of drive-through
or delivery. The money you might have spent on junk food can go toward more
important things. When I cook beans, I sort, rinse and soak them in water
overnight. Then I drain them and load them in my slow cooker with plenty of fresh
water. I cover and cook them 8 hours on low or 4 on high, until the beans are tender.
Then I can use them in soups, chili, salads, etc. Beans are a good source of
protein and fiber, and if you use dry instead of canned, they’re around 10
cents per serving.

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