“May I give you some practical counsel? Many of your
generation are facing crushing debt. When I was a young adult, my stake
president was an investment banker on Wall Street. He taught me you are rich if
you can live happily within your means. How can you do it? Pay your tithing and
then save. When you earn more, save more. Don’t compete with others to have
expensive toys. Don’t buy what you can’t afford. Many young adults in the world
are going into debt to get an education, only to find the cost of school is
greater than they can repay. Seek out scholarships and grants. Obtain part time
employment, if possible, to help you own way. This will require some sacrifice,
but it will help you succeed. Education prepares you for better employment
opportunities. It puts you in a better position to serve and to bless those
around you.” – Elder Robert D. Hales
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